BANKiQ - PULSE

Protect your payment operations with a hosted FRM solution offering true real-time, risk-based Transaction Monitoring & Fraud Management capabilities.

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Small & Mid-tier financial entities often shoulder the burden of managing seamless payment operations while combating complex fraud schemes in real time. With a lack of expertise, minimal resources and limited capabilities from their legacy FRM solution, tackling fraud risks is ineffective and inefficient.

BANKiQ PULSE facilitates a complete solution to this challenge. With its innovative service delivery approach, PULSE offers advanced Fraud Detection, Prevention, and Reporting capabilities in a pre-packaged format. Addressing operational hurdles like scalability and payment security, PULSE provides real-time risk-based Transaction Monitoring and end-to-end Fraud Prevention for all digital payment channels including fast-payment channels.

Dynamic & Responsive Capabilities For Fraud Detection, Prevention & Reporting

True Real-time Transaction Monitoring

End-to-End Fraud Management

Automated Regulatory Reporting - FRM & STR

Onboarding Risk Scoring

Transaction Risk Scoring

Behavioural Profiling, Case Management & More

Self-service build of Fraud Rule & Scenarios

Reports & Dashboards

True Real-time Transaction Monitoring

Identify anomalous transactions accurately on the go. With BANKiQ PULSE, financial institutions can monitor and analyse payments in less than 100 milliseconds, leading to quick fraud detection and prevention.

True Real-time Transaction Monitoring

End-to-End Fraud Management

Get support with advanced capabilites to manage every phase of the fraud lifecycle. Our hosted Fraud Risk Management Solution offers detection, prevention, screening, reporting, investigation, and resolution, streamlining fraud response at every level. 

End-to-End Fraud Management

Automated Regulatory Reporting - FRM & STR

Maintain compliance by automating regulatory reporting. PULSE offers reporting capabilities for FRM & STR directly to FIUs, Central Bank, & regulators. With this streamlined approach, financial institutions can swiftly notify authorities and protect their operations.

Automated Regulatory Reporting - FRM & STR

Onboarding Risk Scoring

Discover critical risks associated with customers through thorough merchant risk scoring. PULSE allows financial institutions to promptly identify high-risk customers and flag them before onboarding. This enables secure operations and proactive management of potential fraud risks.

Onboarding Risk Scoring

Transaction Risk Scoring

Evaluate transactions based on risk and threat levels. Our Fraud Risk Management solution analyses real-time transactions and assigns risk scores based on pre-defined parameters. This allows financial institutions to monitor high-risk activities and take prompt action.

Transaction Risk Scoring

Behavioural Profiling, Case Management & More

Recognise the distinction between normal and abnormal user conduct. Receive immediate notifications of any deviations, enabling you to identify, respond, and stop fraudulent activities. Through a unified platform, our Fraud and Risk Management solution provides access to user profiling, case and investigation management, and more. 

Behavioural Profiling, Case Management & More

Self-service build of Fraud Rule & Scenarios

Customise fraud detection rules and scenarios tailored to your operational needs. Our Fraud & Risk Management solution empowers risk analysts to create and deploy custom fraud rules, aligning detection efforts with specific institutional requirements.

Self-service build of Fraud Rule & Scenarios

Reports & Dashboards

Use data-driven reports and intuitive dashboards to get insights about evolving fraud risks. By leveraging PULSE, financial institutions can get a complete overview of key metrics and performance, enabling the implementation of effective Fraud Risk Management strategies.

Reports & Dashboards

Extended Capabilities of BANKiQ PULSE

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Omnichannel Fraud Prevention support

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Contextual Risk Assessments

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Client User Portal

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Internal Reporting

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Secure Cloud Environment

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Alert Management

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Pre-Filter Customization

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Auditing & Extensive Performance management

Transform your Fraud Prevention Strategies with BANKiQ

BANKiQ, a trusted leader in Fraud Risk and Compliance Management, delivers transformative solutions that enable intelligent, real-time fraud prevention across payment channels. Designed to empower financial institutions, our solutions drive growth while seamlessly safeguarding payment operations from evolving risks. With extensive expertise, we combine advanced technology and industry insights to deliver enhanced payment experiences, helping institutions stay ahead of payment challenges.

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Entities That Gain Value from BANKiQ PULSE

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Co-operative Banks

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Neo-Banks

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Credit Societies

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FinTechs

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Small & Medium Banks

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Payment Service Providers (PSP)

Get Started Today

Schedule a demo and discuss your fraud prevention strategy with our solutions team.








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    FAQ's

    A hosted FRM solution is a cloud-based digital payment protection and risk management platform that allows financial institutions such as Co-operative Banks, Small & Medium Banks, Neo-Banks, Credit societies, Payment Services Providers (PSP) and FinTechs to detect, prevent, and mitigate payment fraud risks in true real time.

    Through an FRM deployment on a cloud-centric environment, the solution ensures faster time-to-value and accelerates go-live, leading to enhanced scalability, cost efficiency and operational agility.

    BANKiQ PULSE is a Cognitive AI-ML-enabled  Fraud Risk Management solution that leverages advanced algorithms to analyze transaction patterns, identify anomalies, and flag suspicious activities in true real-time.

    By continuously monitoring payment flows across multiple channels, PULSE detects potential threats and allows financial institutions to prevent them effectively. With PULSE, financial institutions gain the power to not only prevent fraud before it occurs but also maintain compliance and build customer trust with robust, proactive security.

    BANKiQ PULSE is ideal for small-to-mid-tier financial entities such as:

    • Co-operative Banks
    • Small & Medium Banks 
    • Neo-Banks 
    • Credit Societies  
    • Payment Services Providers (PSP)
    • FinTechs

    Additionally, PULSE can support multiple payment channels including instant and fast payment channels.

    Yes, BANKiQ PULSE provides instant payment fraud prevention by detecting and mitigating fraud in real time across fast payment operations. By leveraging advanced fraud detection techniques such as risk-based real-time transaction monitoring, risk scoring, behavioural analysis, and more, PULSE ensures secure and seamless payment experiences while minimising financial and reputational risks.

    To reach our experts at BANKiQ, visit our Contact Us page or call +91 9820281493. Our team is ready to discuss your needs and will provide expert guidance on your requirements.