Solve the fraud problem you actually have.
Rather than a long technical product menu, BANKiQ is organised around the business problems Banks and fintechs actually bring to us — one platform, five solution families.
Five solution families. Pick the
problem you're solving.
Expand any family to see what it covers and the capabilities it brings.
Protect every digital customer journey — from login to payment — against account takeover and transaction fraud in real time.
Device, behavioural and session signals are scored inline on every digital event, so step-up, hold or decline decisions are taken before funds move across UPI, IMPS, NEFT, RTGS, wallets and cards.
One risk view across every channel — including the channels other platforms miss, like the branch and internal operations.
A single customer, account and entity risk profile is shared across digital, branch, call-centre and back-office activity, exposing collusion and internal fraud patterns that channel-siloed tools never see.
Manage risk across the merchant lifecycle — from onboarding through monitoring, settlement and acquirer-side fraud management.
Merchant KYC, category risk, velocity, refund and chargeback behaviour are monitored continuously, with settlement holds and reserve actions triggered automatically on deteriorating merchant risk.
Detect mule networks and money-laundering patterns, and connect straight into your regulatory reporting workflow.
Graph analytics link accounts through shared devices, beneficiaries, IPs and fund-flow chains to surface mule rings early — with case files and STR/CTR packs generated straight into the regulatory reporting workflow.
Catch loan fraud earlier. Turn early risk signals into timely action with a dedicated early-warning layer
Application, bureau, transaction and account-behaviour signals are combined into early-warning triggers across the credit lifecycle — flagging document and identity fraud pre-disbursal and stress or diversion signals post-disbursal.
Five solution families. One
decisioning core.
Every solution above runs on the same BANKiQ platform — detect, decide, defend, investigate, govern — so capabilities aren't re-built per problem, they're reused across all of them.
See The Platform
Not sure which solution fits?
Tell us the problem you're solving for — we'll map it to the right BANKiQ capability.