About Us

BANKiQ™ solutions address various Financial Crimes faced by Banks (Issuer & Acquirer), Financial Services companies, Payment Service Providers (PSP), Payment Aggregators (PA), Payment Processors and Hybrid FinTechs. It is powered by an advanced real-time, fast-data, Machine learning platform capable of enabling advanced AI applications, simulating human intelligence across the full spectrum of problem-solving for its clients. BANKiQ™ has a ready to use portfolio of Real-time and Intelligent Fraud Management Products.

BANKiQ™ is promoted by SquareOne. The Banking, Financial Services and Payment Service Provider industry requires Risk Management solutions which are real-time and Preventive in nature. Fraud and Risk management today concerns all Financial Institutions be it an Issuer Bank, Acquirer Bank Payment Service Provider or a Lender. They are exposed to new generation of Financial crimes and Regulatory compliance requirements, protecting their customers and Shareholders against Fraud, Abuse and Misuse. We enable Financial Institutions reduce risk and financial loss by effectively preventing these incidents and improving Governance and Control.

We, along with our Alliance Partners, have goaled ourselves to help our Customers run better. With offices in India & Middle East and its extended Partner eco-system across geographies, we work with clients across geographies in providing them with cutting-edge solutions that prevent new generation Financial Crimes.

We work with the premium of Banking, Financial Services, Payment Service Providers (PSP), Payment Aggregator (PA) clients from across the region in the Fraud, Risk & Compliance space.

BANKiQ™ shall provide leading Risk Management solutions powered by Fast-data and Machine learning to an Issuer, Acquirer, Banker or a Lender, enabling best defence against new generation Financial crimes, thus protecting them from potential fraud, misuse and abuse.


Our mission is to provide defence against New Age Financial Crime in the Digital Payments eco-system enabling safe Banking and enabling new financial services initiatives.



George manages Business Operations and is also responsible for Business Development & Alliances.

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George Varghese
Director - Business Operations

Sudesh is CTO and is responsible for Services & Product Development, Technology & Innovation & Investor Relations.

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Sudesh Prabhu
Director & CTO
Minosh Salam

Minosh Salam oversees Middle-East Business. He brings more than 30 years of leadership experience in Business development, Marketing and Product management in the IT Industry.

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Minosh Salam
Director - Middle East
Ghassan Surkhi

Ghassan Surkhi oversees GCC Business. He brings 25 years of wide experience in the IT Industry, with extensive skills in strategic business development, and Sales operations across North America, the Middle East, and Africa.

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Ghassan Surkhi
General Manager – GCC
Vinod Philip

Vinod serves as an Advisor on the Management Board.

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Our Customers


Leading Small Finance Bank

75m Cross-channel Transactions ‘Fraud-Risk checked’ through an Orchestrated Fraud Prevention strategy

Leading Digital Bank

An Enterprise FRM roll-out across Retail Banking + Branch Banking + Corporate Banking.

Largest Payments & Merchant Acquisition Payment Service Provider

Merchants catering to ~ 385m Customers. BANKiQ FRC powering Merchant Onboarding monitoring + Transaction Payments monitoring + 'monitored' Merchant settlement

Largest Private Bank

Amongst the largest Inline integrated IFRM architecture operating in true real-time 24x 7 processing close to 200m Transaction per month on a single Transaction Channel

Top Largest Nationalised Bank

First amongst Large Nationalised Bank to deploy Fraud-Risk for UPI Channel in-country processing the largest number of Transactions in-country

Largest Card Payment processor globally with PA in-principle authorization from Regulator

Payment Services provider (PSP) with an ATV of INR 800+ billion & Transaction volumes of 100 million powered by BANKiQ FRC for real-time Transaction Monitoring + STR Reporting + Merchant on-boarding Risk-scoring + curated Acquirer Fraud Management + Sanctions screening

Top Payment Services Provider (PSP) with PA authorisation from Regulator

Payment Services provider (PSP) trusted by 100,000+ Merchants, powered by BANKiQ FRC for real-time Transaction Monitoring + STR Reporting + Merchant on-boarding Risk-scoring + curated Acquirer Fraud Management

Leading Hybrid FinTech

Leveraging BANKiQ™ real-time Fraud Engines as 'embedded FRM' to detect and prevent Fraudulent Transactions

Leading Financial Services-NBFC

Deployed BANKiQ™ platform with Loan Management system (LMS) for onboarding Risk score and Risk categorisation and as a ‘Early Warning System’ (EWS)